We provide our hardworking customers with personal loans for a variety of needs including unanticipated bills, holiday cash, car repairs, medical expenses, dental expenses or any other expenses for which they might need a little extra help. We can also make large loans for furniture, vacations, appliances, debt consolidation and other larger purchases.

At Regional Finance, we understand that everyone needs a little help sometimes, even customers with less than perfect credit. We will consider your individual situation and credit background and then work with you to try and find a personalized financial solution that fits your needs. Generally, we offer loans from $500 to $12,000 (these may vary slightly in some states).

No. Regional will never require you to pay up-front costs or fees prior to receiving your loan proceeds. If you are ever asked to pay an up-front fee by someone claiming to be a Regional employee prior to receiving your loan proceeds, you may be dealing with a scam lender, and you should contact us immediately at (877) 762-8011. You may also contact your nearest branch, which can be found on our home page by entering your zip code.

It only takes 5 minutes to Prequalify online. If you are Prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. You will need to bring in the required documents into the branch, sign your loan documents and you can receive your check that day!

Federal law requires us to obtain, verify, and record information that identifies each person who opens an account with us. Your assistance in providing us with this information helps us to not only process your application quickly, but also to protect you from the danger of identity theft.

Before you close your loan, Regional Finance will need you to provide the following documents:

• A copy of a valid, government-issued ID (e.g. driver’s license or passport)
• Proof of residence (e.g. a utility bill, or a signed lease)
• Proof of income (e.g. paystubs or tax returns)
  *Additional documents may be needed depending on the loan for which you qualify.

Yes, we report once a month to Equifax. To receive your credit report from Equifax, call (800) 685-1111 or visit www.equifax.com.

Each customer's loan terms are decided on an individual basis, taking into account each customer's unique situation and needs. Loan decisions are made based on a variety of factors, including credit history, income, and availability and value of collateral (if applicable).

Yes. You need to contact your local branch to see if you are eligible for more money.  

If you did not Prequalify online, you will receive a letter by email or mail explaining the reasons behind the decision. If your application was turned down in the branch, you will receive a letter by mail.

You will receive a check at the branch during the loan closing. Prequalify Now and you could receive your funds the same day your loan is approved and your documents are signed in the branch.

We need to evaluate your unique situation to determine if you qualify for more money. Contact your local branch.

We require collateral in the form of personal property (TVs, stereos, etc.) and/or a car or a truck. Property used as collateral must be insured against physical damage for the term of the loan. Please contact your closest local branch for more information regarding collateral.

Because the collateral is securing your loan, the collateral must be insured in case it needs to be replaced or repaired. The full coverage ensures that the entire value of the collateral is protected. If you have more questions about this topic, call your local branch.

Visit your local Regional Finance branch and notify the manager of the damage. Your loan specialist will explain the next steps dependent upon the type of collateral that was used to secure your loan.