Personal Loans from $600 to $10,000*
*North Carolina - $700 - $7,500.

Start the loan process without affecting your credit score.
Prequalify Now

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Visit one of our branches to find out how we can help.

Loans to fit every need.

The cash you need from people you trust.

When you need a loan, you want a partner you can rely on to help you get the money you need as quickly and conveniently as possible. That’s why we’re here. For more than three decades, we’ve been helping our hardworking neighbors get through life’s tough spots and achieve their goals.

You can borrow from $600 to $10,000 ($700 to $7,500 in North Carolina). And because your interest rate and monthly payments are fixed for the life of your loan, it’s easier to plan your payments into your budget.

There are a lot of ways our personal loans can help.

With a Regional Finance personal loan, you can:
  • Pay off bills or high interest credit card debt
  • Make small home repairs
  • Buy new appliances or furniture
  • Get cash for emergencies and household expenses
  • Go on that trip you’ve been planning
  • Get cash for the holidays
  • Pay medical bills
  • Get cash for your dream wedding
  • Buy what you need for your new baby

A quick, simple loan process and friendly loan specialists.

Prequalify online in just a few minutes or come into your local branch where our loan specialists will be happy to answer your questions and help you fill out an application. We work with you one-on-one to find a loan that gives you the money you need with payments that fit your budget.

If your credit’s not perfect, we understand. We’re dedicated to finding a solution that works for you and there are no application fees, so talk to us.

Click Now to Prequalify for loan (Won’t affect your Credit Score!)

Regional Finance is licensed in AL, GA, MO, NC, NM, OK, SC, TN, TX, VA and WI. Loan approval is subject to our standard credit policies. Loan size, term and rates may vary by state.


It's easy to find the Regional Finance branch nearest you.
Search by state: Alabama  |  Georgia  |  Missouri  |  New Mexico  |  North Carolina  |  Oklahoma  |  South Carolina  |  Tennessee  |  Texas  |  Virginia  |  Wisconsin
Or enter your ZIP code below to search by distance.
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Have a question for Regional Finance? We want all of our customers to receive clear and accurate information about our services. If your question isn't answered here, feel free to contact us.

Use the contact form below

OR call your local branch

OR call (888) 636-3535 (US only) to reach the closest branch.

Regional Finance Customers

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Regional Finance is licensed in AL, GA, MO, NC, NM, OK, SC, TN, TX, VA and WI. Loan approval is subject to our standard credit policies. Loan size, term and rates may vary by state.


What types of loans does Regional Finance make?

How much money can I expect to get?

Is collateral required to get a loan from Regional Finance?

Are there any up-front costs associated with applying for a loan?

What must I bring with me when I apply for a loan?

Does Regional Finance report to any credit bureaus?

Can I make my payment at another Regional Finance branch?

How do I make a payment?

Does Regional offer payment protection plans?


Regional Finance
From the very beginning, our goal as a financial services company has been to help our hard working customers achieve their goals and get through life's tough spots.

At Regional Finance, we understand that everyone needs a little help sometimes, even customers with less than perfect credit. When your air conditioner breaks during a heat wave or you stumble upon the motorcycle of your dreams, we treat you with the respect you've earned and the courtesy you deserve. Why? Because that is what you should expect from a loan company that works hard every day to be your Hometown Credit Source.

Our friendly, qualified representatives take time to understand your circumstances and will work hard to help you find a loan that is right for your needs. We encourage you to check out the types of loans and other financial services our company offers and then fill out an online application or stop by the branch nearest you to let us prove why we are your Hometown Credit Source.

Regional Management Corp.
Regional Finance is owned and operated by our parent company, Regional Management Corp. Proud of our hometown heritage, we continue to serve you from our headquarters located in Greer, South Carolina.

Regional Management Corp. is a publicly traded company on the New York Stock Exchange under the symbol RM.

Looking to jump start your career? Find out more about careers at Regional Management Corporation.

Ready to apply for a loan?

Call now and our team will help you find the right loan.

888-636-3535  (US only)


For all other questions, use the contact form to the right.

Regional appreciates the opportunity to address your concerns. At Regional, we truly value our customers’ satisfaction and will work toward the resolution of any issues. To protect our customers’ privacy, Regional does not communicate account information via email. All inquiries will be addressed directly with customers, so please be sure to provide a contact number or address for phone or mail response. We appreciate your business and thank you for choosing Regional for your finance needs.

You could get $25 when you refer friends or family to us for a loan.
Click here for details.

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